Customer Financing That Helps More Customers Get Approved in Phoenix!

Most customers complete an application that only requires a soft credit pull. A soft inquiry typically doesn’t affect a customer’s credit score and allows a financing option a chance to be reviewed with minimal risk. Participating lenders may also do hard credit inquiries in the final approval stage if the customer decides to accept a financing offer. The specific process will vary based on the lender and the financing product used.

Our financing network is customized to meet a variety of credit types. Some financing programs may be open to customers with FICO scores as low as 550 . Other no credit check options may be available to those with more difficult credit histories . Approval decisions are made considering various factors like credit profile, financing amount, repayment structure and category of business.

There are financing solutions for many products and services in many industries. Common uses include home improvement, healthcare, coaching, roofing, HVAC, equipment and elective services. It can open up sales avenues for businesses and increase the accessibility of services for customers by spreading out larger purchases into smaller payments.

Rates and financing are based on lender requirements and customers qualifications. The offers available are determined by factors like credit history, amount financed, length of repayment and the structure of the loan. Qualified applicants may qualify for rates starting at 2.99%, and some lenders offer promotional financing, deferred interest plans or Same-As-Cash options for added flexibility.

We have many customers that receive approval decisions in minutes through our automated platform. The process is designed to quickly link applicants to available financing opportunities so they can move forward with confidence. Making financing easy to get means faster approvals, less sales friction, better customer experience, and growth for your business.

Once approved by the customer for financing and the transaction is complete, the funds are generally made available through the funding process of the participating lender. You don’t have to wait for the customer to pay in installments. Instead the funder assumes the repayment obligations and the business receives funding and has a predictable cash flow.

Managing financing internally can be very time-consuming, resource-intensive and risky. In-house financing companies usually handle the whole process, including underwriting, tracking payments, collections and loan servicing.

Instead, Fund My Contract offers an alternative by pairing companies with third-party financing partners. This structure enables companies to get funding upfront, reduces administrative burdens and builds stronger cash flow to fund future growth opportunities.

Financing solutions enable businesses to give their customers more payment options. This can enable businesses to provide alternatives to large upfront payments and make their products and services more accessible to a broader audience.

Our waterfall technology allows you to review one application from several lending partners. Customers get a smooth experience and businesses get better efficiencies and wider coverage of financing.

Other features may include lead scoring, loan servicing, credit card processing, Buy Now Pay Later programs, personal consultations, training, and ongoing support to help businesses succeed.

The customer financing programs can be used in a number of industries. Many creators, online retailers, professional service firms, agencies, medical providers and home service companies use financing to help customers manage bigger purchases.

More payment options and affordability can increase business sales opportunities and make the purchasing process more customer friendly.

To grow your business you often need to convert interested prospects into paying customers. When affordability is a barrier, sales can stall and opportunities can be lost.

Fund My Contract helps businesses overcome those concerns with financing programs that help increase approvals, facilitate faster funding and enhance purchasing flexibility. This can lead to improved customer satisfaction and sustainable business growth.