Make Your Roofing Services More Affordable

Roof Financing

Roofing contractors eager to grow their businesses by offering financing programs to their customers now have hassle-free options with Fund My Contract. The costs of that roofing project making your customer hesitant to greenlight the work? Now you can give them access to easy and simple financing programs that let them pay for the job in monthly payments instead of one lump sum.
roof financing
The Fund My Contract Advantage:
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  • One Simple App
  • Multi-Lender Platform can seamlessly increase approval rates
  • Access to Prime, Near Prime and Subprime Programs
  • Soft Credit pull. Tell your customer “Let’s see if you qualify”
  • Instant decisions on approved credit.
  • High Approvals and Low Rates
  • Approvals up to $100,000
Stay ahead of your competition with the most powerful financing program in the industry

Why Choose Us ?

Launched in 2012, Fund My Contract offers more than access to the best lenders and technology platforms; we are a community of merchants and lenders focused on creating shared value. We have over 30 years experience with Point-of-Sale Consumer Financing and will provide free coaching and consultation so you can grow sales quickly and easily.

Give your customers more choices to cover their roofing costs with the best and most innovative financing options in the consumer financing industry. When you work with Fund My Contract, it’s much easier for your customer to pay for that new roof because our financing program uses one simple app that makes it easy for your customer to apply for financing.

Customers can get access to Prime, Near Prime, and Subprime financing programs. That means faster decisions, higher approvals and low rates.

Best of all, it only takes a soft credit pull to see if your customer qualifies for the financing programs in which he or she would like to participate.

choices to cover their roofing costs

Use Fund My Contract For These Services And More

Roof Repair Services

Fix leaks in the roof

Replace damaged tiles and shingles

Flashing repair

Ventilation repair

Gutter repair

Sealant application

Replace nails and cracked tiles

Repairing ventilation problems

Roof Inspection Services

Roof maintenance

Annual inspections to ensure roofing quality

Roof Maintenance Services

Preventative plans for residential and commercial dwellings

Install shingles and other roofing materials

Address water drainage issues

Fascia replacement

Roofing repairs

New roofing installation

Roof Repair Services

Fix leaks in the roof
Replace damaged tiles and shingles
Flashing repair
Ventilation repair
Gutter repair
Sealant application
Replace nails and cracked tiles
Repairing ventilation problems

Roof Inspection Services

Roof maintenance
Annual inspections to ensure roofing quality

Roof Maintenance Services

Preventative plans for residential and commercial dwellings
Install shingles and other roofing materials
Address water drainage issues
Fascia replacement
Roofing repairs
New roofing installation

Fund My Contract Roofing Company Benefits

Zero Startup Cost– Enrollment is free with no recurring monthly fees.

Increased Approval Rates

Instant Decisions and Rapid Funding

Approvals Down to 600 FICO

Choice of Loan Products

Low Merchant Fees

Maximized Cash Flow

Affordable payments make it easy to overcome objections

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Forget the Home Equity Loan, Fund My Contract has a Better Financing Solution

Many homeowners can’t afford to cover roof repair or roof replacement costs in cash. If a homeowner is faced with paying for a roofing project with one upfront payment in full, he or she may ultimately get cold feet and put off the work until a later date, when the roof replacement project is more affordable. For an independent roofing contractor, the waiting game means generating less revenue and that can dramatically slow the growth and expansion of that contractor’s roofing company.

Some homeowners may wait to move forward with their roofing projects, others may seek out expensive financing options like a home equity loan, personal loan, or a new credit card that can exponentially increase the overall cost of a roofing project, leaving them with a mountain of debt and a badly damaged credit score.

But when roofers offer payment plans through Fund My Contract, homeowners don’t need to put off the work they need to a later date or pursue costly home equity loans through banks or credit unions, because our network of third-party lenders are ready to help roofing contractors develop the ideal roof financing programs that cater to their customers’ specific financing needs.

men with his mobile

More Revenue from More Roof Replacement Jobs

It’s a common barrier to conversion for even the most successful roofing companies – the homeowner wants to hire your roofing business to perform a home improvement project, but doesn’t have the available funds to pay for the work in one lump sum.

But when you can offer roof financing options through Fund My Contract, you’re overcoming that barrier to conversion by making your products and services more affordable with financing programs that give them options for covering the costs over a series of low monthly payments, flexible repayment terms, and interest rates available for a limited, promotional period for those who qualify. Making the work more affordable helps roofing companies like yours book more jobs, work on more projects, and generate more revenue for your business.

Overcome Insurance Claim Delays and Denials

Insurance claim denials are on the rise all across the country. A homeowner may find his or her claim denied for any number of reasons, but regardless of why, the end result is losing out on a job that would have represented a significant dollar figure for generating more revenue to help your business grow and expand.
Whether those denials are due to pre-existing damage, the age of the roof, an adjuster’s assessment of the loss, or policy exclusions, they shouldn’t create obstacles to helping your business grow by providing your customer with the much-needed repair and replacement work that will make their home complete once again after a storm or earthquake has devastated the property.

When homeowners are frustrated by the insurance company’s lackadaisical approach to processing, approving, and paying out on a claim, you can provide a helping hand for restoring a safe and secure roof over their heads with financing options.

No more waiting for the insurance company to stop dragging their feet. You can schedule the work that needs to be done with financing programs that won’t require the customer to put money down upfront to get the work started.
Your roofing business is paid in full when the invoice is due. That puts more revenue into your business and the homeowner gets the roof repairs he or she needs now, instead of weeks or even months later. It’s a win-win situation for both parties involved.

Get Paid on More Roof Jobs — Even When Insurance Says No

Roofing companies across the country are closing more sales, attracting larger projects, and increasing approvals with roof financing that helps keep your projects on track without waiting for the insurance company to cut a check.

With Fund My Contract, you can offer financing directly to your customers. No need to wait on the insurer to give you the greenlight to move forward and no need to receive an upfront lump sum from the customer.

The longer your customers have to wait, the more frustrated they become and that can mean losing out on projects. But when you work with Fund My Contract, you can win those jobs more frequently and without any hassle from an insurance company that continues to delay or even deny a claim.

Why Roofers Love Fund My Contract

Roofers who choose us get to enjoy a wide range of benefits that are designed to help their businesses grow faster and increase customer satisfaction. Consider the following reasons why Fund My Contract is the innovator in roof financing:

  • One Application for Multiple Financing Programs
  • Soft Credit Pull – Customers can qualify without impacting credit score
  • Higher Approval Rates – Our network of lenders is ready to help fund your customer’s roofing projects
  • Get Funded Fast! – When your business gets paid faster, you can start work on the project sooner. This puts more revenue into your roofing company to ensure it grows at a fast pace and increases customer satisfaction at a job well done at a cost that’s affordable.

Meet Sales Projections with Roof Financing Options

Falling short of your projected sales and looking for a way to boost revenue and improve cash flow? Give your customers more choices for paying to have the work performed by your business. When you offer roof financing with our third-party network of lenders, your business benefits from providing that access to your customers because the funding can only be spent hiring your roofing company to do the work.

Fund My Contract financing programs are closed loop options which means that when a customer applies for and gets approved to receive the money he or she needs for those roof repairs, the funds go directly to your roofing company at the time a transaction is completed and funds are due for the work.

Homeowners are more likely to move forward with a job when they know they can finance a roof project and pay over time and your business benefits because the funds can’t be spent with any other roofing contractor or competing roofing company. If the customer elects not to go ahead with the roofing project, the financing arrangement is canceled and the funding doesn’t move ahead either.

two people discuss
repair the pipe live

Reach More Homeowners and Expand Your Customer Base

Every roofing contractor can benefit from a wider customer base and roof financing options through Fund My Contract can have a positive impact on helping your roofing company reach more homeowners looking for a reliable and affordable roofing contractor.


This can be especially helpful for attracting a customer who may not be in the financial situation to pay for the work upfront all at once and remains on the lookout for a roofing contractor that offers financing options with low monthly payments over a longer repayment period with flexible repayment terms.


Just think how many customers you can reach when your business puts forth affordable financing options that meet their needs.


Considering that the cost of an average roof repair can be about $900 and the cost of an average roof replacement upwards of $8,000, it’s no wonder that most customers are not in a favorable financial situation to pay for roofing materials and labor costs upfront.
Roof financing options through the Fund My Contact third-party network of lenders can help your roofing company reach this underserved segment of your customer base get the roof repairs and replacement work performed on their homes at a price they can afford and without pursuing expensive roof loans or personal loans from their local bank or credit union.

Greater Spending Power = Larger Roofing Projects

A homeowner who knows he or she can pay for a roofing project on a monthly payment financing program is more likely to choose higher quality roofing materials, deluxe maintenance packages, and more complex renovations and repair options that the homeowner may have avoided because they were out of their budget.

Financing options through Fund My Contract can give customers the freedom to hire your roofing company to perform larger roofing projects with higher sales amounts that puts more revenue into your business and stimulates robust growth. Roof financing programs increase your customers’ spending power and that financial confidence of knowing the costs can be split over low monthly payments with a favorable interest rate instead of credit card payments with an extraordinarily high interest rate allows your customers to hire your services without worrying about breaking the budget.

Quicker Decisions For Quicker Growth

How many times have you met with an enthusiastic customer who had a challenging roof project in mind, discussed the details of the project with that customer, and submitted a practical and conservative cost estimate only for that customer to become less enthusiastic overnight.


Every roofing contractor has a story just like this one and, no matter what the reason or the outcome, at the end of the day, it means your business is delaying growth. Once the customer is faced with the cost of the work he or she wants performed on their roof, the expense becomes difficult to justify because it seems so out of reach.


Affordability and quality of the work are the two most important factors for customers who are preparing to mount an expensive roofing project.

work on roof

But when the customer begins to worry the project won’t fit in with his or her monthly budget, the decision to move forward and hire your services becomes harder to make and the customer often has to “think about it” first.


The longer he or she “thinks about it “, the longer your business waits to grow and expand. How long should your roofing company wait to generate revenue? How long will it take until your roofing company is no longer in business because so many potential customers wanted to “think about it” before spending a penny on your roofing services?


Roof financing options through Fund My Contract are flexible and effective at ensuring that your customer can fit the cost of a roofing project into his or her monthly budget. If the work is more affordable with roof financing through our third-party network of lenders, the customer no longer has to think about anything else but scheduling a start date on that roofing project and hiring you to complete the work.


A quicker decision on a green light forward helps your business generate revenue quicker and stimulate the type of growth that brings long-term success.

Earned Trust and Increased Customer Satisfaction

Giving your customers more choices on how to pay for your roofing company’s services and making those costs affordable can go a long way on earning the trust of your customer base. They rely on your experience and expertise for solving their roofing problems and giving them another reason to trust you by alleviating the worries over their wallets will position your roofing company in a more positive light with the public.


Fund My Contract can make your roofing business a trusted authority for meeting the needs of your customers through innovative and creative financing options.


Customers who can access the financing they need are far more willing to tell others about your services and the financing options you offer to help make roof repair and replacement more affordable.

men working roof
work on roof

A customer who has suffered damage to the roof of their home will need to reach out to his or her homeowners insurance to cover the costs of the damage. If that customer already depends on your expertise for maintaining the roof of the home, the chances that customer reaches out to you again for an inspection and estimate to submit to the insurance company during the claims process.


As a result, you’ve probably increased the chances that you are the roofing contractor that gets hired to perform the roof repair or roof replacement job necessary to address the damage and make the home safe and comfortable once again.


All because you offered roof financing options to your customers through Fund My Contract.

When it comes to financing, the more predictable, the better. Fund My Contract’s network of third-party lenders offer simple and straightforward financing programs for the sole purpose of helping your roof repair business grow and succeed in a crowded marketplace. Customers who can’t tackle the expense of a roofing project in one upfront lump sum payment will shy away from mounting that roofing project unless they know they can afford it without taking on undue financial hardship.

So predictability is the name of the game and, with so many financing programs available to present to your customers, you can ease your customers’ burden by taking the guesswork out of the financial equation with low monthly payments that recur at the same time each month.

Flexible repayment terms give your customers even more options and alternatives to paying in full upfront and that makes it much easier to build an affordable monthly budget without surprises, hidden fees, or unexpected increases over time. You or your sales associate can explain how the financing programs work in plain, easy to understand language and the payments on the financing are one low monthly installment that the customer can plan and prepare for ahead of time.

Unlike credit card payments which can fluctuate and increase with fees, penalties, and accrued interest, the loan amount from a financing program through Fund My Contract is easier for the customer to reimburse on a simple and predictable timetable.

Your roofing company’s growth and expansion should be just as simple and predictable to achieve.

Frequently Asked Questions

Your customers need roofing work but they don’t have the available cash to cover the cost of the work in cash as a one lump sum payment. Working with Fund My Contract can help you offer flexible financing options that make it easier for a customer with damaged credit or insufficient credit history to obtain the financing needed to hire your roofing business. You design the financing options that cater best to your customers by making your services more affordable, giving them more choices for how to pay for the work you offer without a long, drawn-out, and complicated approval process that can often be a frustrating component of home equity loans and personal loans from traditional financing sources like banks and

Customers want answers fast, especially when it comes to securing home improvement loans for repairs or refurbishments. Fund My Contract has made the approval process for securing new roof financing simple and straightforward. Your customer simply fills out our quick online application, supplying basic personal information and the amount needed to pay for the work needed and he or she can receive an answer in minutes. Best of all, this “soft pull” won’t impact the customer’s credit score. It’s a competitive market out there and if a customer is left waiting for too long, he or she will go elsewhere for the goods and services they need. Fund My Contract is committed to growing your business and that starts with giving your customers the funding they need to hire your roofing company.

Once the customer’s application is approved and the funds are ready and available for use, that money goes directly to your business when the bill is due. The customer has chosen a financing option with low monthly payments or low interest rates and he or she is paying for the work over a series of installments. But your business doesn’t have to wait for payment in full. Roofing contractors are often left chasing after unpaid invoices or delinquent payments but not with Fund My Contract. You get paid faster so your business grows faster.

After a customer has been approved for the financing he or she needs to hire your roofing business, those funds are ready for use. However, those funds can ONLY be used with your roofing business. Should the customer choose not to move forward with the work you had been anticipating to perform, the funds are no longer available to the customer for use. This “closed-loop” financing restricts the use of that financing with any other roofing companies or any other retailer or service provider. Your roofing company helped make those funds accessible to the customer, therefore, those funds should be applied for helping your business grow, thrive, and succeed – not someone else’s.

Don't Wait Any Longer - Call Fund My Contract Today

Reach out to one of our experts to have all the facets of our roof financing explained to your satisfaction and learn how roof financing can benefit your business, stimulate growth, and put your roofing company on a consistent foundation for expansion and success.

Need more information?

Fund My Contract is the fast, easy way to provide HVAC financing options to your customers

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I Authorized FMC to Contact Me(Required)