A busy dental office needs fast answers and an easy application to increase enrollments. Let us make financing your patients the easiest part of your day! Avoid the hassle of trying to get patients approved with access to an easy and simple dental financing programs, made just for providers like you.

Your practice will receive fast funding and great support.

The Fund My Contract Advantage:

Fund My Contract helps your practice offer instant financing to your patients so they can get the care they want at the moment they need it.

  • Soft Credit Pulls

    Soft credit pulls deliver pre-qualified offers at no risk.

  • Simple and Fast

    Our 100% digital platform enables you to transact with your customers quickly and with no paperwork.

  • True Multi-Offer

    Select from multiple credit products that fit both your practice’s and patient’s needs.

Why Choose Us

Dental Professionals Trust and Recommend Fund My Contract!

Join today and benefit from:

  • Closed-Loop Funding : Customers can only spend their approved funds with you.
  • Zero Startup Cost: There’s no cost to get started. Plus our merchant fees are very competitive with no hidden costs.
  • Dedicated Support: We have dedicated teams to support both your practice and your patients.

Launched in 2012, Fund My Contract offers more than access to the best lenders and technology platforms: we are a community of merchants and lenders focused on creating shared value.

We have over 30 years experience with Point-of-Sale Consumer Financing and will provide free coaching and consultation so you can grow sales quickly and easily

Use Fund My Contract For These Procedures And More

Procedures Can Include:

White tooth-colored restorations

Ceramic crowns and bridges

Ceramic inlays

Teeth Whitening

Dental Implant retained dentures

Prosthesis – Dentures

Teeth straightening – Traditional braces and Invisalign

Enamel Bonding

Dental Practices Served:

General Dentistry


Oral Surgeons




Fund My Contract Merchant Benefits:

Zero Startup Cost Enrollment is free with no recurring monthly fees.

One Simple App

Instant Decisions and Rapid Funding

Approvals to 580 FICO

Up to $55,000

Up to 144 months terms makes payments very affordable

Maximize Cash Flow

Rapid Funding

Low Merchant Fees

We make it easy for you to find solutions for more patients

Need more info? Complete the form to access this amazing program

Start Growing Your Business Today Provide a few quick details below to get started!

YES, I want Hassle-Free Financing for my patients

Need more information?

Fund My Contract is the fast, easy way to finance your patients

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Does Your Practice Need Dental Financing?

There are two important reasons why Americans put off dental care. One of them is a fear of the dentist’s chair and the other is the high price of receiving the care they need. Teeth cleaning, extractions, X-rays, and root canals are essential to maintaining good dental health, but it’s no secret how expensive these procedures can be.

You may not be able to help them get over their phobia of the chair, but you can help them get the financing they need to pay for your services. Current and future patients may be putting off necessary dental work due to prohibitive costs. Many patients often wait until they are experiencing pain or discomfort before seeing a dentist and an inability to pay for the care they need at that time could be making a painful and difficult condition far more worse.

We can help put your services within reach for those patients who need to see a dentist for preventive or emergency care. With Fund My Contract Dental Financing, your dental practice can offer affordable options to patients who could really use some financial assistance, even those who may not have perfect credit.

Access to Dental Financing through
Fund My Contract

Fund My Contract offers access to a variety of lenders with financing programs that have been helping dental practices provide care to those who need it most. The Fund My Contract model couldn’t be simpler – we connect dentists with financing partners and lenders who specialize in working with dental practices eager to bring in more business and provide care to everyone in their community.

Once your dental practice becomes a qualified Fund My Contract member, we put you in touch with lenders who are ready to help you offer low-cost financing options to patients in need of the dental services you provide.

How the Fund My Contract Membership Model Works

Membership in the Fund My Contract program can make it much easier and affordable for patients to get the critical dental care they need with multiple financing options at low monthly payments. Your dental practice is paid in full for the services rendered, minus applicable fees, and your patients have access to high-quality dental care.

When a patient would like to participate in the financing program that is being offered, your practice sends that individual a digital loan application through an app on their phone, tablet, or any wi-fi enabled device. The patient completes and submits the application and quickly receives various offers from lenders who would like to enter into a loan agreement for the money needed to receive dental care from your practice.

Once the application is approved by the lender, your dental practice is paid in full and the patient receives the care they require. After the services are rendered, you have no further commitments or responsibilities. The lender is tasked with collecting payments due, not you or your dental practice.

The Fund My Contract membership model is built upon the concept of getting your patients approved with lenders who are ready to create the best financing plan for those who need a little help paying for dental care. We have relationships with a long list of reliable and dependable financing sources who understand the challenges of paying for costly dental care.

The formula is simple:

Multiple lenders


Higher approvals


Increased Revenue.

We Help Make Dental Financing Easy

Dental financing need not be a long, complicated process. The Fund My Contract model has been designed to make financing easy without subjecting your patients to complex loan applications, high interest rates, and lengthy approval processes. The lenders with whom we have relationships are ready to offer payment options to patients with FICO scores of 600 or higher.

This makes thresholds for approval much lower and that can help your dental practice succeed by taking on new patients and keeping current patients who already trust you and the work that you do. When a patient is approved, the funding is triggered and that money goes directly to your practice. You are paid in full for services rendered and the patient is making monthly payments to the lender – not your dental practice. You won’t have to chase after overdue or unpaid invoices again.

Fund My Contract enables access to lenders who offer lower rates, lower terms, lower payments. There are no penalties for early reimbursement and the payments are fixed, not variable, so your patients know their monthly payments won’t fluctuate. That can make it a whole lot easier to budget when times are a little tight.

Criteria for Approval and Monthly Payments

The network of lenders with whom we have established long-standing relationships are some of the best in the business, offering access to prime, near prime, and subprime lending arrangements. This gives your patients a greater range of options to service all types of credit histories. Flexibility makes it easier to get approved by lenders with some of the lowest rates available.

Many of these lenders do not determine approvals on credit score alone. They take other factors into account such as employment history, debt to income ratio, and the loan amount requested. Easy and fast approvals can be obtained when credit score is only one part of the overall decision-making process.

When a client is approved and the loan is funded, your practice gets paid. That is the end of your involvement in the transaction. Monthly payments are made to the lender by your patient and if for any reason a payment is late or the patient defaults on the loan, the responsibility for collecting on the monies owed falls on the lender, not you.

Need more information?

Fund My Contract is the fast, easy way to
finance your customers

I Authorized FMC to Contact Me(Required)