- One Simple App
- Completely paperless
- Instant approvals and fast funding
- Approvals up to $100,000*
- APR starting 2.99% *
- Up to 15 year terms*
- Approvals to LOW FICO SCORES (550 FICO)*
- Low Merchant Fee Regardless of Credit History
When your company can provide financing for home improvement projects, your contracting business gains a competitive edge in the busy and expanding Atlanta, Georgia home improvement industry.
Home improvement financing solutions through Fund My Contract can help your Atlanta business secure more jobs, reach more homeowners, improve cash flow consistency, and increase revenue opportunities that support long-term growth.
Homeowners across Atlanta are looking for ways to improve comfort, appearance, and value within their homes, but many are still cautious about large upfront costs. Customers want experienced contractors who deliver high-quality results, yet financing limitations can often delay projects that homeowners genuinely want to complete. That can leave contractors waiting longer to close deals.
When you offer financing solutions that reduce the immediate financial burden on customers, you create more opportunities for projects to move forward sooner. You also improve the customer experience, build stronger trust, and increase the likelihood of earning repeat business and referrals throughout the Atlanta community.
*varies by vertical market
Grow your business with a high-performing tiny house financing program that helps you attract more buyers and stay competitive in a fast-growing market.
Since 2012, Fund My Contract has helped businesses gain access to trusted lenders, financing platforms, and industry expertise designed to support long-term success. We are more than a financing provider. We are a network of merchants and lenders committed to building shared value and helping businesses grow sustainably. With more than 30 years of Point-of-Sale Consumer Financing experience, we provide complimentary coaching and consultation so businesses can expand sales opportunities quickly and efficiently. Offering financing solutions that improve affordability can lead to stronger customer satisfaction, increased loyalty, and more referrals from repeat customers.
Fund My Contract is the fast, easy way to
finance your customers
Home improvement financing through Fund My Contract helps your Atlanta, Georgia business compete more effectively by offering homeowners financing options that fit their budgets and financial priorities. Since your business understands the needs of Atlanta homeowners, you are in the best position to reduce the financial obstacles that often prevent projects from moving forward.
Partnering with Fund My Contract gives your Atlanta company greater flexibility in developing financing programs that help customers feel more comfortable proceeding with important home improvement projects.
Our network of third-party lenders works directly with your business to create financing solutions designed to meet customer expectations while helping your company secure more work. Each financing option is structured to provide homeowners with a more manageable alternative to paying the full project amount at one time.
The financing choices you provide should help make home improvement services more affordable and easier for customers to manage financially. Most homeowners do not have enough cash readily available to cover major renovation or repair costs all at once, which often forces them to postpone projects until a future date that may never arrive. While customers wait to secure the funds they need, your business is also left waiting for opportunities to grow.
Rather than allowing projects to remain delayed, house financing programs can help customers take action sooner. Affordable monthly payment plans allow homeowners to proceed with needed improvements while keeping costs manageable within their household budgets. At the same time, your business gains the ability to close more jobs, improve customer satisfaction, and maintain stronger long-term growth.
Customers want financing options that give them greater control over how they pay for home improvement projects. They also want confidence that they are receiving affordable rates and practical terms for the services they need. When financing options are restricted, homeowners are often forced to rely on traditional financial institutions offering products such as unsecured personal loans, high interest credit cards, or home equity lines of credit that may include substantial interest costs and additional fees. In some cases, customers feel they have no option except to use money from their personal savings accounts.
Your business has earned customer confidence by delivering reliable solutions that address home repair and replacement needs efficiently and affordably. Financing programs through Fund My Contract allow you to extend that value further by providing customers with access to financing plans that may offer more competitive rates than many credit card purchases or traditional lending products available through banks and credit unions.
Our network of third-party online lenders makes financing plans available to qualified borrowers with good to excellent credit, including promotional financing opportunities with fixed interest rates offered for a limited period of time.
Promotional financing programs often encourage customers to act more quickly when making purchasing decisions, helping your business secure additional projects while increasing revenue and customer satisfaction.
Another important advantage of working with our third-party lender network is the ability to offer customers greater flexibility in repayment. You collaborate with your chosen lender to build financing solutions that fit your customer needs, particularly when homeowners require extended time to repay the financing associated with their home improvement projects.
Providing financing options with flexible loan terms can significantly improve conversion rates by helping customers feel more at ease when hiring your services. Even when your pricing is competitive, your workmanship is excellent, and your financing programs already increase affordability, low monthly payments and favorable rates alone may not always be enough to secure the job.
Flexibility plays a critical role in customer decision-making because it provides reassurance and reduces financial stress. It also encourages customers to take on more extensive projects since they know they have additional time to repay without feeling overwhelmed.
Contractors who want to offer financing often turn to third-party providers like Fund My Contract because managing financing internally can place unnecessary strain on business operations that are already focused on project delivery and customer service.
When a contractor acts as the lender, they are responsible for providing the financing funds directly and then collecting repayment from the customer over time. This can create significant cash flow pressure, particularly for contractors who already experience delays in payment, outstanding balances, and the ongoing effort required to track down unpaid invoices.
Working with a service finance company like Fund My Contract eliminates this burden by shifting the entire financing process to our third-party lender network, which manages everything from application review through loan funding and ongoing servicing, allowing contractors to avoid financial risk and focus on growing their business.
All your Atlanta business needs to do is continue delivering excellent service and building strong customer relationships through quality work. When a customer applies for financing through your program, the lender manages the application process and provides funding once the customer is approved.
After you complete the project, your business receives payment in full upfront, ensuring fast compensation for your work. The customer then repays the lender directly through fixed monthly installments based on the agreed financing structure.
Once the project is complete and payment has been made, your responsibility in the financing process ends, allowing your business to focus on new opportunities and continued growth.
That depends on your approach and the programs you choose to offer. Our network of lenders partners with you to develop financing solutions tailored to your customers and their funding needs. The goal of these programs is to make your services more accessible while giving customers increased purchasing power. Financing structures may include lower monthly installments designed to match customer budgets, flexible repayment terms, and promotional interest rates available to qualified borrowers.
Customer approval for financing is typically completed within seconds, making it a quick and seamless process. Applicants complete a short form that includes basic personal information as well as the requested unsecured loan amount and intended use of the funds. In addition to credit score and credit history, lenders review other financial indicators such as employment status and debt to income ratio. This broader review process often enables same day funding approvals for a wide variety of project types and sizes.
No, the initial application only involves a soft credit check, which does not affect the customer’s credit score. A hard credit inquiry is conducted later in the process once the customer chooses a financing program, and this may have an impact on their credit profile.
Fund My Contract connects you with a network of online lenders that evaluate more than just credit score when reviewing applications, including those with challenging credit histories. In some instances, a FICO score around 550 may still be sufficient for financing approval, depending on overall financial stability and other qualifying factors. Customers with higher credit scores are generally eligible for more financing options and improved terms. The purpose is to help your business grow by increasing the number of customers who can afford your services.
After approval, customer funding is typically released within a few days. Once your services are completed, payment is issued promptly so your business does not experience unnecessary delays. This efficient process helps ensure consistent cash flow and supports continued business expansion.
Financing eligibility generally extends to any home improvement project that your business offers as a service. If your company can perform the work, customers can typically finance it through our lender network. This includes services such as roof repairs or replacements, HVAC installations, kitchen renovations, bathroom upgrades, and other residential remodeling or repair projects.
No. Fund My Contract partners you with a network of online lenders who take responsibility for underwriting, compliance oversight, and loan servicing. This means your business does not operate as a lender and is not responsible for managing financial regulations or repayment structures. You simply provide financing as an added option for your customers.
To begin, you complete a simple enrollment form that gives your business access to our lender network. Once approved, you will connect with a dedicated representative who will help match you with financing partners best suited to your services and customer base, allowing you to start offering financing quickly.
See how a home service finance company like Fund My Contract can help your Atlanta, Georgia business meet important sales goals, strengthen cash flow, and expand on your timetable instead of being limited by financial barriers. Call today to speak with one of our financing specialists and learn more about the ways we can help your business succeed.
Fund My Contract is the fast, easy way to
finance your customers