- One Simple App
- Completely paperless
- Instant approvals and fast funding
- Approvals up to $100,000*
- APR starting 2.99% *
- Up to 15 year terms*
- Approvals to LOW FICO SCORES (550 FICO)*
- Low Merchant Fee Regardless of Credit History
Providing financing options for home improvement services can help contractors throughout Columbus strengthen customer trust while creating a stronger competitive position in a growing marketplace. Businesses that offer flexible payment solutions are often better equipped to convert interested homeowners into committed customers while maintaining a more consistent flow of renovation projects throughout the year.
Fund My Contract helps support Columbus contractors by offering financing solutions that can increase project approvals, improve customer accessibility, stabilize revenue, and support long term business growth. Financing opportunities can also encourage homeowners to move forward with larger or more comprehensive renovations that might otherwise remain postponed due to budget limitations.
Many homeowners in Columbus are actively investing in renovations that improve comfort, property value, energy efficiency, and weather preparedness. However, balancing large renovation expenses with existing financial obligations can make it difficult for customers to begin projects immediately, even after finding a contractor they trust and feel comfortable hiring.
When financing is available, homeowners often feel more confident proceeding with important upgrades without the pressure of covering major upfront expenses all at once. At the same time, contractors can benefit from increased project volume, stronger client relationships, repeat business opportunities, and positive referrals throughout the Columbus community.
*varies by vertical market
Help position your business for continued success by offering a dependable tiny house financing program that gives customers the confidence and flexibility to begin projects more comfortably.
Since launching in 2012, Fund My Contract has brought together advanced financing technology, trusted lending partnerships, and extensive industry knowledge to help businesses pursue steady and sustainable growth. Our network of merchants and lending partners collaborates to create financing solutions that benefit both businesses and consumers through improved accessibility and financial flexibility. With more than thirty years of experience in Point of Sale Consumer Financing, we provide complimentary guidance and consultation designed to help businesses increase sales opportunities, improve customer conversion rates, and strengthen long term customer relationships. Financing solutions that make projects more affordable can also improve retention, encourage repeat business, and support stronger long term business stability.
Fund My Contract is the fast, easy way to
finance your customers
Fund My Contract home improvement financing solutions help support the growth of your Columbus, OH business by providing customers with financing options suited for a variety of budgets and financial circumstances. Because your company understands the priorities of Columbus homeowners, you can help reduce the affordability concerns that often prevent customers from moving forward with important renovation and repair projects.
By partnering with Fund My Contract, your Columbus business can offer financing programs that make home improvements, repairs, and property upgrades more accessible to homeowners seeking greater financial flexibility. Financing options can help customers feel more comfortable beginning projects while improving your ability to secure additional jobs and maintain consistent business growth.
Our network of trusted third party lending partners works closely with your company to develop financing solutions focused on customer accessibility and long term business success. These programs allow homeowners to manage renovation costs through more practical payment structures instead of relying on large upfront expenses all at once.
Financing solutions for home improvement services can help customers manage renovation expenses while maintaining greater financial flexibility. Although many homeowners want to move forward with upgrades, repairs, and remodeling projects, large upfront costs often prevent work from starting immediately. Waiting for customers to save the full project amount can slow business growth and reduce the number of completed projects over time.
When financing plans divide expenses into convenient monthly payments, homeowners are often more comfortable beginning projects sooner rather than postponing them. Financing also allows businesses to reach more customers, increase project opportunities, improve overall customer satisfaction, and strengthen long term relationships within their communities.
Many homeowners look for financing solutions that provide greater financial flexibility, manageable payment options, and added confidence when investing in home improvement projects. Customers also value access to competitive financing rates that help reduce long term renovation costs and make projects more affordable over time. Without access to multiple financing options, homeowners often rely on traditional borrowing methods such as personal loans, high interest credit cards, or home equity financing through banks and credit unions, which may involve significant fees and long repayment obligations. When these options are unavailable or financially overwhelming, projects are frequently delayed or funded entirely through personal savings.
Your company has earned customer trust by delivering reliable home improvement services that provide practical value for homeowners. Financing programs available through Fund My Contract help strengthen that trust by connecting customers with financing opportunities that may offer lower borrowing costs and more favorable interest rates compared to many traditional lending alternatives.
Our broad network of third party online lending partners provides financing solutions with competitive interest rates for qualified borrowers who meet established credit requirements. Businesses may also choose to offer promotional financing opportunities with fixed rates available during select promotional periods to further improve affordability for customers.
These financing solutions often encourage homeowners to move forward with projects sooner, helping customers gain access to valuable home improvement services while supporting stronger revenue growth, increased sales consistency, and higher project volume for businesses.
A significant advantage offered through our network of third party lenders is the ability to provide homeowners with flexible repayment solutions for home improvement projects. Your company works directly with selected lending partners to create financing programs designed around customer affordability, especially for homeowners who require longer repayment terms to better manage renovation expenses over time.
Financing flexibility often plays a major role in strengthening customer trust and improving overall confidence in your business. Even when your pricing is competitive, your craftsmanship is dependable, and financing options improve affordability, many homeowners still want reassurance that repayment terms will comfortably fit within their financial situation before approving a project.
By offering repayment schedules that reduce financial pressure, financing flexibility can encourage homeowners to move forward with projects sooner and with greater confidence. Customers are also more likely to approve larger renovations and additional upgrades when repayment is structured across a timeframe that feels manageable within their budget.
Many contractors choose to work with third party financing providers such as Fund My Contract rather than managing in house financing programs because financing solutions are designed to support business growth without creating unnecessary financial risk or administrative complexity. Partnering with an experienced financing company allows contractors to focus more on operations, customer service, and project completion instead of handling the challenges associated with managing loans directly.
When contractors attempt to finance projects independently, they assume full responsibility for funding customer loans, collecting monthly payments, and managing repayment issues. For businesses already navigating delayed payments, inconsistent receivables, unpaid balances, and demanding project schedules, managing multiple financing accounts at the same time can create significant operational strain.
By partnering with Fund My Contract and our network of third party lenders, contractors can transfer financing responsibilities such as application processing, loan approvals, funding distribution, and account servicing to experienced financing professionals. This approach helps reduce financial pressure, simplify business operations, and support more efficient long term business growth.
Successfully expanding your Columbus business requires maintaining excellent service standards and producing reliable project results that keep homeowners satisfied and confident in your company. When customers apply for financing through your program, the selected lender handles the approval process and provides funding once the application has been approved.
Upon completion of the work, your business receives full payment immediately, helping improve cash flow stability while the homeowner makes monthly payments directly to the lender according to the financing agreement established during approval.
Once funding has been received and the project is finalized, your company no longer has any responsibility connected to the financing arrangement. This allows your team to focus attention on future projects, customer service, and continued business development opportunities.
The financing options available to your customers will depend on how your financing program is structured and customized for your business. Our network of lending partners works directly with your company to create financing solutions that align with the financial needs, budgets, and expectations of your customer base. These financing programs are designed to improve affordability and provide homeowners with greater financial flexibility when planning renovations, repairs, and upgrades. Depending on the selected financing structure, qualified customers may gain access to lower monthly payments, extended repayment terms, or promotional financing rates that make larger projects easier to manage financially.
Financing decisions are frequently processed within seconds, allowing homeowners to quickly learn which financing options may be available for their project. The application process requires only basic information, including personal details, the requested unsecured loan amount, and the purpose of the financing request. In addition to reviewing credit scores and credit history, lenders may also evaluate factors such as employment history and debt to income ratio to create a broader financial assessment. This process often allows qualified customers to receive same day financing approval for a wide range of home improvement services and renovation projects.
The initial financing review relies on a soft credit inquiry, which allows lenders to evaluate the customer’s application without impacting their credit score. A hard credit inquiry only takes place if the customer decides to proceed with a selected lender and financing agreement. Depending on the customer’s financial circumstances and the lending decision, that inquiry could potentially influence their credit score.
Fund My Contract’s lender network provides financing opportunities for customers with a variety of credit backgrounds, including individuals with less traditional credit histories or previous financial difficulties. In certain situations, customers with FICO scores around 550 may still qualify depending on factors such as income, debt to income ratio, and overall financial standing. Customers with stronger credit qualifications often gain access to financing programs with lower rates and more favorable loan terms. This flexible financing approach helps businesses reach a broader customer base across different credit situations.
Funding is commonly available within a few days after customer financing approval has been completed. Once your company completes the project and payment becomes due, funds are distributed promptly without long delays. This process helps businesses maintain stable cash flow while continuing to manage additional projects and future growth opportunities more effectively.
Most residential renovation and home improvement services performed by your business can typically qualify for financing through our lender network. In general, if your company is completing the project, financing is often available for the homeowner. Eligible services may include roofing installations, HVAC replacements, kitchen remodeling, bathroom renovations, siding projects, outdoor living upgrades, and many other residential improvement services designed to improve property value and functionality.
No. Fund My Contract serves as the connection between your business and our network of third party lending partners. All underwriting reviews, compliance obligations, loan servicing responsibilities, and lending operations are managed directly by the lenders themselves. Your company is not expected to perform lending activities and instead provides financing simply as an additional payment option that helps customers move forward with projects more comfortably.
The onboarding process is structured to be straightforward and efficient for businesses. To get started, your company completes a short enrollment form that provides access to our financing network and lending resources. Once your application has been approved, a dedicated representative works directly with your business to help connect you with financing programs and lenders that best align with your services, customer base, and project requirements.
Learn more about how Fund My Contract can support your Columbus, OH business with financing solutions that help improve revenue performance, maintain stable cash flow, and encourage long term business growth. Contact our financing specialists today to explore how our programs can help support the future success of your company.
Fund My Contract is the fast, easy way to
finance your customers