- One Simple App
- Completely paperless
- Instant approvals and fast funding
- Approvals up to $100,000*
- APR starting 2.99% *
- Up to 15 year terms*
- Approvals to LOW FICO SCORES (550 FICO)*
- Low Merchant Fee Regardless of Credit History
When your business can offer financing options for home improvement projects, you place your contracting company in a stronger position to compete in the demanding and highly competitive Los Angeles, California market.
Home improvement financing solutions through Fund My Contract can help your Los Angeles business secure more contracts, expand your customer reach, improve overall cash flow, and generate increased revenue that supports long-term business growth.
Homeowners across Los Angeles often have significant renovation plans designed to improve property value, comfort, and visual appeal, but many customers still need flexible payment solutions to move forward with larger investments. Customers want experienced contractors who can deliver premium results, yet the lack of available cash can delay projects and hiring decisions.
By providing financing solutions that make your services more accessible and manageable, you help homeowners complete projects without unnecessary financial strain. At the same time, you strengthen customer relationships, improve satisfaction, and create more opportunities for repeat business and referrals throughout the Los Angeles area.
*varies by vertical market
Strengthen your competitive edge with a proven tiny house financing program built to help your business close more deals and expand opportunities.
Fund My Contract was founded in 2012 with the goal of providing businesses with more than financing access alone. Today, we continue to operate as a collaborative network of merchants and lenders focused on supporting shared growth and long-term success. Backed by more than three decades of Point-of-Sale Consumer Financing experience, we offer free coaching and consultation to help businesses increase sales in a practical and efficient way. By making products and services more affordable through financing solutions, businesses can improve customer satisfaction, encourage repeat business, and generate valuable referrals from loyal customers.
Fund My Contract is the fast, easy way to
finance your customers
Home improvement financing through Fund My Contract gives your Los Angeles, California business a competitive advantage by allowing customers to select financing options that suit their specific financial needs and project goals. Because your business understands the expectations of Los Angeles homeowners, you are in the strongest position to reduce the financial barriers that can delay purchasing decisions.
Partnering with Fund My Contract puts your Los Angeles business in greater control when developing financing programs that encourage homeowners to move forward with renovations and upgrades more confidently.
Our network of third-party lenders works alongside your business to build financing solutions designed to meet customer expectations while helping your company close more projects. Each financing option is intended to provide a more manageable and flexible alternative to paying the full project cost upfront.
The financing options available to your customers should help make home improvement projects more accessible and financially manageable. Many homeowners are interested in improving their properties, but paying the full project cost upfront is not always possible. Because of this, projects are often delayed while customers wait until they have enough cash available, which can also delay the growth potential of your business.
Financing plans can help eliminate those delays by allowing customers to move forward now and pay through convenient monthly installments. Lower monthly payment options make projects easier to fit into everyday household budgets while helping your business secure more projects, improve revenue opportunities, and continue growing with greater consistency.
Customers want the freedom to choose financing options that fit both their budgets and long-term financial goals. They also want assurance that the home improvement work they are investing in comes with fair rates and affordable payment opportunities. When homeowners are left with only traditional financing methods, they are often required to accept costly personal loans, high interest credit cards, or home equity products offered through banks and credit unions that may include additional fees and long repayment periods. When those choices are not practical, many customers end up using their personal savings to fund projects.
Your business has gained customer trust by offering practical and cost-effective solutions for home improvement repairs and upgrades. Financing plans through Fund My Contract help strengthen that trust further by giving customers access to financing opportunities that may provide more competitive rates than many credit card purchases or traditional loan products from financial institutions.
Our network of third-party online lenders offers financing plans with low interest rate opportunities for qualified borrowers with strong credit histories. Businesses may also provide limited-time promotional financing programs featuring fixed interest rates designed to attract customer interest.
These types of financing offers frequently motivate customers to make faster decisions about moving forward with projects, helping your business increase completed work, improve customer satisfaction, and generate additional revenue opportunities.
An additional benefit of financing programs through our third-party lender network is the ability to provide repayment flexibility that supports both customers and contractors. You partner with your chosen lender to design financing solutions that meet customer needs, especially in cases where homeowners require extended time to repay the financing used for home improvement work.
Offering financing options with flexible loan terms can help remove hesitation and make it easier for customers to choose your services. Even when your pricing is competitive, your work quality is outstanding, and your financing programs improve affordability, low monthly payments and attractive interest rates may still not be enough on their own to finalize the decision.
Flexibility becomes a key factor because it gives customers confidence and financial comfort throughout the repayment process. It often results in higher customer spending and larger project commitments since homeowners feel more secure knowing they have additional time to manage payments effectively.
Contractors who choose to offer financing commonly rely on third-party providers like Fund My Contract rather than acting as direct lenders because financing should simplify business operations and help increase sales, not introduce additional financial responsibility.
If contractors self-finance customer projects, they must provide the loan funds upfront and manage repayment collection over time, effectively taking on lender responsibilities. This can be particularly difficult for businesses already managing delayed payments, unpaid invoices, and the ongoing pressure of maintaining healthy cash flow while completing jobs.
Partnering with a service finance company like Fund My Contract removes these challenges entirely by allowing our third-party lender network to manage the full financing process, from application through funding and loan servicing, giving contractors the ability to focus on production, growth, and customer satisfaction.
Your Los Angeles business simply needs to focus on providing exceptional service and continuing to build trust with your customers through quality project delivery. When a customer applies for one of your financing programs, the third-party lender processes the application and funds the project once it is approved.
After the job is completed, your business receives full payment upfront, allowing you to get paid quickly while the customer repays the lender through fixed monthly installments based on the financing agreement.
Once the project is completed and payment has been issued, your role in the financing arrangement ends entirely, enabling your business to concentrate on growth, new customers, and future projects.
That ultimately depends on your business setup. Our network of lenders collaborates directly with you to design financing programs that best suit your customers and their specific funding requirements. These programs are intended to make your services more affordable while increasing customer purchasing power. Some financing options may include lower monthly installment plans that are easier for customers to manage within their regular budgets, while others can be structured with flexible repayment terms. In certain cases, promotional interest rates may also be available for qualified applicants.
Approval for customer financing typically happens within seconds, providing a fast and efficient experience from the start. Customers complete a simple application that includes basic personal information, the unsecured loan amount, and the purpose of the financing request. While credit score and credit history are considered, lenders also evaluate additional factors such as employment stability and debt to income ratio to make a more complete decision. This approach often allows for same day funding approvals across both small and large home improvement projects.
No, the initial step involves only a soft credit inquiry, which does not impact the customer’s credit score. A hard credit inquiry is only conducted after a financing program is selected, and this may affect the customer’s credit depending on their individual credit profile.
Fund My Contract works with a broad network of online lenders that are capable of serving customers with a wide range of credit situations, including those with complicated credit histories. In some cases, a FICO score of 550 may be enough to qualify for financing, although approval also depends on additional financial factors beyond credit score alone. Higher credit scores generally provide access to more financing programs with improved rates and more favorable terms. The goal is to ensure more of your customers can access financing and move forward with your services.
Once the customer is approved for financing, funds are typically disbursed within a few days. After you complete the work, payment is processed quickly so your business is not left waiting for extended periods. This allows for faster cash flow, more predictable revenue, and stronger overall business growth.
Virtually any home improvement project that your business is qualified to perform can be eligible for financing. If your company offers the service, your customers can typically finance it through our network of lending partners. This includes common projects such as roofing work, HVAC installation or replacement, kitchen renovations, bathroom remodels, flooring upgrades, exterior improvements, and a wide range of other residential services your business already provides.
No. Fund My Contract connects you with a broad network of online lenders who work directly with you to structure financing programs that fit your business offerings. These lenders are responsible for underwriting, compliance, and ongoing loan servicing. Your role is simply to offer financing as a payment option to your customers, not to function as a lender or manage financial servicing obligations.
Getting started is straightforward. You simply complete the enrollment form to gain access to our lender network designed to support business growth. After approval for membership, you will connect with a representative who will guide you through the process and match you with lenders that align with your business model and your customers’ financing needs.
See how a home service finance company like Fund My Contract can help your Los Angeles, California business achieve sales objectives, improve cash flow, and expand according to your own growth strategy and timeline. Give us a call today to speak with one of our financing specialists and learn how we can help position your business for long-term success.
Fund My Contract is the fast, easy way to
finance your customers