- One Simple App
- Completely paperless
- Instant approvals and fast funding
- Approvals up to $100,000*
- APR starting 2.99% *
- Up to 15 year terms*
- Approvals to LOW FICO SCORES (550 FICO)*
- Low Merchant Fee Regardless of Credit History
Providing financing opportunities for home improvement services can give your contracting business a valuable advantage in the competitive Raleigh, NC market. Contractors who offer financing solutions are often in a better position to attract homeowners who want to complete projects without placing excessive strain on their finances.
With financing solutions through Fund My Contract, your Raleigh business may be able to close more renovation projects, improve cash flow consistency, attract additional customers, and support long term business growth. Financing can also help reduce project delays by making larger home improvements more financially accessible for homeowners.
Homeowners throughout Raleigh frequently seek upgrades that improve property appearance, comfort, energy efficiency, and protection against severe weather conditions. However, many homeowners are also balancing renovation goals with ongoing financial commitments and monthly expenses. Even when customers find experienced contractors they trust, substantial upfront project costs can still create hesitation or delays.
By offering financing options that help spread out renovation expenses, homeowners can feel more comfortable committing to projects without waiting to accumulate full cash payments. Financing can also strengthen your company’s project pipeline, improve customer loyalty, encourage future service requests, and increase word of mouth referrals throughout the Raleigh community.
*varies by vertical market
Create stronger opportunities for long term business growth with a trusted tiny house financing program that allows customers to proceed with greater confidence and peace of mind.
Fund My Contract, launched in 2012, combines modern financing technology, access to established lenders, and decades of financing expertise to help businesses expand more effectively. Our growing network of merchants and lending partners focuses on creating beneficial financing solutions that support both businesses and consumers. With more than 30 years of Point of Sale Consumer Financing experience, we provide free consultations and professional guidance to help companies improve sales performance and increase conversion opportunities. Financing options that make purchases more manageable for customers can help businesses strengthen relationships, increase repeat business, and secure lasting growth over time.
Fund My Contract is the fast, easy way to
finance your customers
Fund My Contract financing solutions can help your Raleigh, NC business achieve stronger growth by offering homeowners financing opportunities that accommodate different budgets and financial needs. Since your company understands the expectations and priorities of Raleigh homeowners, you are well positioned to help eliminate financial concerns that may delay renovation decisions.
Partnering with Fund My Contract enables your Raleigh business to create financing options that encourage homeowners to proceed with repairs, upgrades, and remodeling projects while maintaining greater financial confidence and flexibility.
Our network of experienced third party lenders partners directly with your company to develop financing solutions that support customer satisfaction and contribute to improved business performance. Every financing program is designed to give homeowners a more convenient option than making a single large payment for home improvement services.
Home improvement financing should allow homeowners to manage renovation costs more comfortably without overwhelming their personal finances. Many customers plan to complete upgrades, remodeling projects, or necessary repairs, but the absence of immediate funding frequently leads to delays while they attempt to save enough money. These postponements can reduce project volume and limit growth opportunities for businesses.
Financing plans that break project costs into manageable monthly payments can help homeowners begin projects sooner and with greater financial confidence. This approach helps expand access to home improvement services while supporting stronger sales performance, repeat business opportunities, and improved customer relationships.
Homeowners want financing options that provide flexibility, affordability, and confidence when investing in renovation and home improvement projects. Customers also expect financing programs that offer competitive rates to help keep long term project costs more manageable. Without access to enough financing alternatives, many homeowners turn to banks or credit unions for personal loans, high interest credit cards, or home equity borrowing solutions that may include costly fees and significant repayment obligations. If those borrowing options are not attractive or available, many projects are delayed or funded through personal savings.
Your business has gained customer trust by consistently offering dependable and financially practical home improvement solutions. Financing plans available through Fund My Contract help reinforce that trust by connecting homeowners with financing programs that may include lower interest rates and lower overall borrowing expenses than many traditional financing methods.
Our network of experienced third party online lenders offers financing programs with competitive low interest rates for qualified borrowers who satisfy credit approval requirements. Businesses may also choose to provide promotional financing plans featuring fixed interest rates available during specific promotional periods.
These financing opportunities often help homeowners commit to projects more quickly, allowing customers to access the services they need while helping your business strengthen sales performance, increase project activity, and generate stronger revenue growth.
An important advantage customers receive through our third party lender network is access to financing programs that offer flexible repayment solutions. Your business works closely with the lender you select to create financing plans that match the needs of your customers, especially when homeowners require more time to repay home improvement expenses in a comfortable way.
Providing flexible financing terms as part of your service offerings can help strengthen customer confidence and improve the likelihood that homeowners will hire your company. Even when pricing is competitive, service quality is reliable, and financing improves affordability, many customers still need additional flexibility beyond basic monthly payment structures and standard interest rates before making a decision.
Repayment flexibility provides customers with reassurance when committing to major home improvement investments. It also frequently leads to larger project sizes and increased customer spending because homeowners feel more secure knowing repayment can be extended across a longer and more manageable schedule.
Many contractors prefer using third party financing providers like Fund My Contract instead of self financing because financing solutions should help businesses grow without adding unnecessary financial obligations or increasing administrative complexity.
When contractors offer direct financing themselves, they assume complete responsibility for funding customer projects and managing payment collection. This can become difficult for businesses already dealing with irregular payment timelines, overdue customer accounts, cash flow concerns, and the administrative workload tied to tracking receivables across several projects.
Partnering with Fund My Contract and accessing our third party lender network allows contractors to outsource the full financing process, including customer applications, loan approvals, funding management, and servicing operations. This enables businesses to operate more efficiently, reduce financial strain, and focus on scaling their company more successfully.
Effective business growth in Raleigh begins with focusing on high quality service and building strong relationships with customers. When a customer applies for financing through your program, the lender connected to the financing plan manages the application process and issues funding after approval has been granted.
Upon project completion, your business receives payment upfront and in full, helping you maintain stable cash flow while the homeowner repays the lender through scheduled monthly payments over time.
After the work is complete and your payment has been received, your participation in the financing arrangement is fully concluded, giving you the ability to focus on additional projects, customer service, and business expansion.
The answer is determined by how your financing program is structured to support customer needs. Our lender network partners with your business to build financing options that reflect the financial circumstances and expectations of homeowners. These financing solutions are designed to improve affordability while giving customers greater flexibility to move forward with home improvement projects. Depending on the financing structure, homeowners may qualify for lower monthly payment arrangements, longer repayment terms, or promotional interest rate offers that help reduce borrowing costs.
Credit approvals are generally processed within seconds, making it possible for customers to review financing options quickly and proceed with projects sooner. The financing application requests only necessary personal information, as well as the unsecured loan amount being requested and the purpose of the financing. Lenders assess multiple financial considerations beyond credit score and past credit history, including employment information and debt to income ratio, to develop a more thorough financial evaluation. This approach often allows customers to receive same day funding approval for many types of home improvement projects.
The first step of the financing application process includes a soft credit inquiry that does not influence the customer’s credit score. After a financing solution has been selected and the customer moves forward with a lender, a hard credit check is completed, which may affect the customer’s credit depending on approval results and lending terms.
Fund My Contract works with a lender network that considers customers from a wide variety of credit backgrounds, including applicants with challenging or complicated credit histories. In certain circumstances, customers with FICO scores around 550 may still qualify for financing when other financial factors such as income and debt obligations support approval. Customers who have stronger credit profiles are generally eligible for more financing choices with better rates and loan terms. This structure allows your business to provide financing opportunities to a larger range of customers despite differences in credit history.
Customer financing approvals are generally completed quickly, with funding often becoming available within a few days. Once your company completes the work and the invoice becomes payable, payment is issued promptly so there is no prolonged delay in receiving funds. This process helps your business maintain reliable cash flow and continue accepting new work opportunities.
A wide variety of residential home improvement services offered by your company can typically qualify for financing solutions through our lender network. If your business performs the service, financing is usually possible for the project. Covered projects may include roofing installations, HVAC improvements, kitchen remodeling, bathroom renovations, siding work, window replacements, and other common residential improvement services.
No. Fund My Contract connects your business with a network of third party online lenders that handle all lending related responsibilities. This includes underwriting, compliance obligations, loan approvals, and servicing activities. Your company is not responsible for performing lending functions and only provides financing opportunities as an optional solution for customers.
The setup process is fast and easy for businesses. You begin by completing a short enrollment application to gain access to our financing network. Once approved, a representative will guide your business through the process of connecting with lenders and financing solutions that best match your services and customer needs.
Explore how Fund My Contract can help your Raleigh, NC business grow more effectively by improving sales opportunities, supporting steady cash flow, and helping your company expand at the right pace for your goals. Contact our financing experts today to learn how our financing solutions can contribute to your continued business development and success.
Fund My Contract is the fast, easy way to
finance your customers