- One Simple App
- Completely paperless
- Instant approvals and fast funding
- Approvals up to $100,000*
- APR starting 2.99% *
- Up to 15 year terms*
- Approvals to LOW FICO SCORES (550 FICO)*
- Low Merchant Fee Regardless of Credit History
Home improvement financing can play an important role in helping Salt Lake City contractors expand their customer base and improve overall business performance. Contractors who provide financing opportunities are often viewed as more flexible and accessible, which may help increase lead conversions and strengthen their position within a competitive local market.
Through Fund My Contract, financing programs are designed to help contractors close more projects, maintain healthier cash flow, and create additional opportunities for steady business growth. By making larger renovations more financially manageable for homeowners, contractors may also increase average project sizes and generate stronger long term revenue.
Across Salt Lake City, many homeowners are planning renovations focused on improving functionality, comfort, storm protection, and overall home value. Even when customers identify a reliable contractor with a strong reputation, the financial burden of major renovations can delay decision making when payment flexibility is not available.
Offering financing options that reduce immediate out of pocket expenses can make homeowners feel more comfortable moving forward with needed improvements. In return, contractors may experience higher project demand, increased customer satisfaction, repeat service opportunities, and stronger word of mouth referrals from completed projects across Salt Lake City neighborhoods.
*varies by vertical market
Drive long term business growth through a trusted tiny house financing solution that helps customers comfortably move forward with construction projects while reducing financial pressure.
Fund My Contract was established in 2012 with a focus on combining financing innovation, reliable lender access, and deep industry expertise to support long term business growth. Through our network of trusted lending partners and merchants, we help create financing opportunities that deliver value for both companies and consumers. Backed by more than three decades of Point of Sale Consumer Financing experience, our team offers complimentary consultation and strategic support to help businesses improve conversions, expand sales opportunities, and strengthen customer engagement. By helping reduce affordability concerns for consumers, financing solutions can also contribute to stronger loyalty, higher retention, and more sustainable future growth.
Fund My Contract is the fast, easy way to
finance your customers
Home improvement financing through Fund My Contract provides Salt Lake City, UT contractors with an opportunity to strengthen business growth while helping customers manage renovation costs more comfortably. Offering flexible financing solutions allows your business to serve homeowners across a broad range of financial situations and reduce the delays that often occur when upfront project expenses become overwhelming.
Since your company understands what local homeowners value most in their properties, financing options can help customers move forward with repairs, upgrades, and remodeling projects that improve comfort, functionality, and long term property value. Partnering with Fund My Contract gives your business access to financing programs that support both customer satisfaction and increased project opportunities.
Through our extensive network of third party lending partners, your company can provide financing plans tailored to customer needs while supporting long term business development. These financing solutions help homeowners spread renovation expenses over time, creating a more manageable alternative to large single payments at the beginning of a project.
Practical financing programs allow homeowners to pursue important home improvement projects without the challenge of covering large upfront costs all at once. Many customers have plans for repairs, renovations, and upgrades, but affordability concerns often delay projects until sufficient savings become available. These delays can affect project consistency and reduce growth opportunities for contractors and service providers.
Monthly payment financing options help make projects more accessible by allowing homeowners to spread costs over time in a manageable way. Businesses that offer financing can benefit from stronger lead conversions, increased customer satisfaction, higher project completion rates, and improved long term customer loyalty.
Homeowners frequently seek financing options that provide flexibility, affordable monthly payment structures, and reassurance when making significant investments in home improvement projects. Access to competitive financing rates is also important for customers who want to manage renovation costs responsibly over the long term. Without a variety of financing alternatives, many homeowners turn to banks or credit unions for personal loans, home equity products, or high interest credit cards that may involve substantial fees and extended repayment responsibilities. If those borrowing solutions are unavailable or financially impractical, projects are often postponed or paid directly from savings accounts.
Your business has developed strong customer relationships by offering dependable home improvement services that align with homeowner budgets and long term financial goals. Financing solutions through Fund My Contract help reinforce customer confidence by providing access to financing opportunities that may include lower rates and reduced borrowing expenses compared to more traditional financing methods.
Through our extensive network of third party online lenders, qualified borrowers may gain access to financing programs with competitive low interest rates based on established credit criteria. Businesses may additionally choose to introduce promotional financing programs that include fixed interest rates for limited promotional periods.
These financing opportunities can motivate customers to begin projects more quickly, allowing homeowners to access important renovation services while helping businesses improve project volume, increase revenue consistency, and support stronger long term growth.
Our network of third party lending partners gives customers access to financing solutions that offer greater flexibility in how renovation and repair costs are repaid over time. Your business collaborates with the lender you choose to develop financing programs that better align with customer financial needs, particularly for homeowners who benefit from extended repayment periods to manage project expenses more comfortably.
Flexible repayment options can help build stronger customer trust and make homeowners feel more confident about moving forward with your services. While competitive pricing, reliable workmanship, and affordable financing rates are important, many customers still look for repayment flexibility before fully committing to larger renovation projects.
When financing terms provide manageable repayment timelines, homeowners often feel more comfortable approving projects and investing in additional upgrades. This flexibility can contribute to larger project approvals, increased customer spending, and improved overall project volume because costs are distributed in a way that better supports long term affordability.
Third party financing partnerships have become a preferred option for many contractors who want to support business growth without increasing financial exposure or taking on additional administrative responsibilities. Companies like Fund My Contract provide financing solutions that allow contractors to offer customer financing while avoiding the operational challenges associated with managing financing internally.
When businesses handle financing on their own, they are responsible for funding projects, collecting payments, tracking receivables, and addressing customer repayment concerns directly. Contractors already dealing with fluctuating cash flow, delayed invoices, and unpaid balances may find it difficult to manage financing operations efficiently while also maintaining daily business responsibilities.
Working with Fund My Contract and our extensive network of third party lending partners allows contractors to delegate the financing process completely, including loan applications, approval management, funding coordination, and servicing tasks. This structure helps businesses improve operational efficiency, reduce financial stress, and continue expanding more effectively over time.
The long term success of your Salt Lake City business depends on consistently providing quality workmanship and positive customer experiences that build trust and satisfaction over time. When homeowners submit financing applications through your financing program, the lender associated with the financing solution oversees the application review, approval process, and funding distribution after approval is granted.
Following completion of the project, your company receives full payment upfront, helping support healthier cash flow while homeowners repay the lender through structured monthly payments based on the agreed financing terms.
After the project has been completed and payment has been received, your role in the financing arrangement ends entirely. This gives your business greater flexibility to focus on securing additional projects, improving customer relationships, and pursuing continued long term growth.
The types of financing options available to your customers can vary depending on the structure and goals of your financing program. Our lender network works closely with your business to develop financing solutions that support different customer financial situations while helping homeowners feel more comfortable moving forward with projects. These programs are intended to improve affordability and create greater spending flexibility for customers considering renovations, repairs, and property upgrades. Depending on the financing plan selected, homeowners may qualify for lower monthly payments, extended loan repayment periods, or promotional financing rates designed for approved borrowers.
Approval decisions are often delivered within seconds, helping customers quickly determine what financing opportunities may be available for their project needs. The financing application requests only essential information, including customer identification details, the amount requested through the unsecured loan, and the intended purpose of the funds. Lenders evaluate more than credit history alone by also considering employment background, debt obligations, and debt to income ratio as part of the approval process. Because of this broader review approach, many customers are able to receive same day financing approval for home improvement projects and related services.
The financing application process begins with a soft credit inquiry, which does not impact the customer’s credit score. A hard credit inquiry is only conducted after the customer selects a lender and chooses to proceed with a financing solution. Depending on the customer’s financial profile and the lender’s review standards, the hard inquiry may potentially affect the customer’s credit history or score.
Fund My Contract’s lending network works with customers across a wide range of credit circumstances, including individuals with less established or more difficult credit backgrounds. In some situations, borrowers with FICO scores around 550 may still qualify based on financial factors such as income level, employment stability, and debt to income ratio. Customers with stronger credit profiles are often eligible for financing programs featuring lower rates and more favorable repayment terms. This broad lending approach allows businesses to reach more customers despite varying credit situations.
After financing approval is granted, funding is typically available within several days. Once your company completes the work and the invoice becomes payable, payment is issued quickly without lengthy delays or extended waiting periods. This structure helps businesses maintain healthier cash flow while supporting smoother project management and future business growth.
A wide variety of residential home improvement services may qualify for financing through our lender network depending on the type of work your company performs. In most situations, if your business is providing the service, financing can generally be offered to the customer. Projects commonly eligible for financing include roofing work, heating and cooling systems, bathroom remodeling, kitchen renovations, siding replacement, exterior improvements, and many additional residential upgrade services.
No. Fund My Contract functions as an intermediary between contractors and our network of third party lenders. Lending decisions, underwriting reviews, compliance management, loan servicing, and all financing operations are handled entirely by the lenders involved in the financing process. Your business does not take on lending responsibilities and simply provides customers with access to financing opportunities as a convenient payment solution.
Getting started with Fund My Contract is intended to be simple and time efficient. Your business begins by completing a brief enrollment application that provides access to our financing network. Once approved, a dedicated representative assists your company with identifying lenders and financing solutions that fit your business model, services, and customer financing needs.
Fund My Contract helps Salt Lake City, UT businesses create stronger growth opportunities by providing financing solutions designed to improve sales consistency and support healthier cash flow. Speak with one of our financing experts today to discover how our programs can help your company continue building long term success and customer growth.
Fund My Contract is the fast, easy way to
finance your customers