- One Simple App
- Completely paperless
- Instant approvals and fast funding
- Approvals up to $100,000*
- APR starting 2.99% *
- Up to 15 year terms*
- Approvals to LOW FICO SCORES (550 FICO)*
- Low Merchant Fee Regardless of Credit History
Incorporating financing options into your home improvement services can help contractors create stronger business opportunities across the Winston-Salem market while improving affordability for homeowners interested in renovations. Contractors who provide flexible financing opportunities are often able to secure more completed projects and maintain a healthier project schedule throughout the year.
Fund My Contract offers financing solutions that support Winston-Salem contractors by improving customer accessibility, increasing job approval potential, and helping maintain more dependable cash flow. Financing may also encourage homeowners to pursue more extensive remodeling improvements that support comfort, efficiency, and long term property enhancement.
Throughout Winston-Salem, many homeowners prioritize renovation projects that improve functionality, support seasonal protection, and increase overall living quality. Despite high interest in home upgrades, the financial challenge of large upfront project costs often prevents customers from moving forward immediately.
Providing financing that reduces short term financial pressure can help homeowners begin projects with greater flexibility and reassurance. Contractors may benefit through higher project consistency, stronger customer loyalty, repeat service opportunities, and positive referrals shared throughout Winston-Salem communities.
*varies by vertical market
Encourage future business growth by offering a trusted tiny house financing solution that gives customers more comfort and flexibility when moving forward with construction plans.
Fund My Contract has supported businesses since 2012 by delivering financing solutions built around reliable lender partnerships, modern financing technology, and decades of industry experience. Working alongside merchant networks and lending institutions, we help create financing opportunities that support consumers while helping businesses maintain competitiveness in changing market environments. Backed by more than thirty years of Point of Sale Consumer Financing expertise, we provide complimentary consultation and support services designed to help companies improve conversions and increase sales performance. Financing programs that reduce affordability challenges can also strengthen customer relationships and support long term business stability.
Fund My Contract is the fast, easy way to
finance your customers
Fund My Contract financing solutions help Winston-Salem contractors improve business performance by making home renovation projects more attainable for homeowners with varying financial situations. Offering flexible financing opportunities can help your company reduce project delays, improve customer confidence, and strengthen overall project conversion rates.
Because your company understands what homeowners in Winston-Salem are looking for in home improvement services, financing programs can help customers move forward with repairs, upgrades, and remodeling work that may otherwise be postponed due to affordability limitations. Partnering with Fund My Contract allows your business to provide financing solutions that support customer flexibility and long term project planning.
Our large network of third party lending partners works with your company to develop financing programs designed around both customer affordability and sustainable business growth. Structured financing options provide homeowners with a more manageable alternative to paying substantial project costs upfront.
Home improvement financing gives homeowners the opportunity to pursue important repairs and renovations without the immediate burden of paying the full project cost upfront. While many customers want to invest in upgrades and remodeling projects, financial limitations often delay the process until sufficient savings are available. These delays can limit project flow and slow growth opportunities for contractors.
Offering financing plans with flexible monthly payments allows businesses to provide homeowners with a more accessible path toward completing projects. Financing solutions can also help companies improve project approval rates, strengthen customer confidence, encourage repeat business, and support stronger long term loyalty.
Many homeowners seek financing programs that provide affordable monthly payments, flexible budgeting opportunities, and added reassurance when investing in renovation projects. Competitive interest rates are also important for customers who want to manage home improvement expenses carefully while limiting long term financial strain. Without multiple financing solutions available, homeowners often turn to personal loans, home equity borrowing, or high interest credit card financing that may result in expensive repayment obligations and additional fees. If these options are unavailable or financially challenging, projects are commonly postponed or paid for entirely through savings.
Your business has developed customer loyalty by offering dependable home improvement services that emphasize both quality and financial value. Financing solutions available through Fund My Contract help strengthen that confidence by providing homeowners with financing opportunities that may include reduced borrowing costs and lower interest rates than many traditional financing methods.
Our extensive network of third party online lenders helps qualified borrowers access financing programs with competitive rates based on established credit qualifications. Businesses may additionally decide to offer promotional financing opportunities featuring fixed interest rates during selected promotional periods.
These financing solutions often motivate homeowners to approve projects sooner, helping customers gain access to important renovation services while allowing businesses to increase project volume, improve sales results, and support stronger long term revenue performance.
A key advantage available through our network of third party lenders is the ability to offer customers more flexibility in how renovation and repair costs are repaid over time. Your business works alongside the financing provider you select to create repayment solutions that better support customer financial needs, especially when homeowners require extended payment periods to make projects financially practical.
Flexible financing solutions can help build stronger customer trust and make homeowners feel more confident about moving forward with your services. Even when a company delivers quality workmanship, fair pricing, and financing opportunities with competitive rates, many customers still look for additional financial reassurance before committing to significant renovation projects.
Homeowners who receive repayment terms that better match their budget often feel more comfortable approving repairs and upgrades sooner. Financing flexibility can also support larger project approvals and increased customer investment by spreading repayment across a timeframe that feels easier to manage financially.
Many contractors prefer working with third party financing providers because it allows them to offer customer financing while minimizing financial exposure and operational complexity. Fund My Contract helps businesses provide financing opportunities without requiring them to independently manage the risks and responsibilities associated with financing administration.
Contractors who self finance projects must personally supply customer funding while also managing collections, repayment servicing, and customer payment follow up. Businesses already experiencing slow payment cycles, inconsistent receivables, and unpaid balances may encounter additional operational pressure when financing tasks are added to their existing workload.
Through Fund My Contract and our broad network of third party lending partners, contractors can delegate financing management responsibilities such as customer applications, approvals, funding coordination, and servicing support. This allows companies to improve efficiency, reduce financial stress, and continue scaling operations with stronger long term focus.
Sustained growth for your business in Winston-Salem relies on consistently providing dependable service and delivering positive project outcomes that build customer trust and long term satisfaction. When homeowners apply for financing through your financing program, the lender associated with the financing solution handles the application review, approval process, and funding coordination after financing approval has been completed.
After project completion, your company receives payment in full immediately, helping maintain healthier cash flow management while the homeowner continues making monthly payments directly to the financing provider according to the approved financing terms.
Once the project has been completed and payment has been received, your involvement in financing responsibilities ends entirely. This arrangement allows your business to focus more efficiently on future projects, customer service, and ongoing expansion opportunities.
The types of home improvement financing available to homeowners in Winston-Salem will vary based on how your financing program is organized and which lending solutions are connected to your business. Our network of lending partners works together with your company to develop financing opportunities designed around affordability, customer spending flexibility, and project planning needs. These financing solutions help homeowners manage renovation expenses more comfortably by reducing immediate financial pressure. Depending on the selected financing arrangement, approved borrowers may qualify for affordable monthly payments, longer repayment schedules, or promotional financing rates that improve accessibility.
Approval decisions are frequently completed within seconds, helping customers quickly determine financing availability for renovation and repair projects. The application process is straightforward and requires only basic information, including personal details, the requested unsecured loan amount, and the intended use of the financing request. In addition to reviewing credit scores and payment history, lenders evaluate employment background and debt to income ratio to support a more complete financial review. This process often allows homeowners to receive financing approval on the same day.
A soft credit inquiry is used during the initial financing review process, which means the customer’s credit score is not affected at the beginning of the application. A hard inquiry only takes place after the customer selects a lender and agrees to move forward with financing. Depending on the lender’s review standards and the customer’s financial circumstances, the hard inquiry could influence the customer’s credit history.
Fund My Contract works with a lender network that supports customers across many different credit profiles, including borrowers with prior credit issues or less traditional credit histories. In certain situations, applicants with FICO scores around 550 may still qualify depending on factors such as employment stability, debt to income ratio, and overall financial standing. Borrowers with stronger credit histories may gain access to lower interest rates and more favorable financing terms. This financing approach allows businesses to reach homeowners across a wider range of financial backgrounds.
Funding is often distributed within several days following customer financing approval. Once your company completes the project and the invoice becomes payable, payment is released promptly without long collection delays. This process helps contractors maintain healthier cash flow and continue operating projects more consistently.
Financing through our lender network is generally available for many types of residential renovation and improvement projects your business performs. If your company is providing the service, financing can often be extended to the customer as part of the payment process. Qualifying projects may include roofing repairs, HVAC system replacements, bathroom remodeling, kitchen renovations, siding upgrades, exterior improvements, and numerous additional residential services.
No. Fund My Contract serves as the connection between your company and our network of third party lenders. All lending decisions, underwriting procedures, servicing operations, and compliance responsibilities are managed directly by the financing providers. Your business does not participate in lending activities and instead offers financing solely as a customer payment solution.
The process for getting started with Fund My Contract is designed to be efficient and contractor friendly. Your company begins by submitting a short enrollment form that provides access to financing opportunities and lender programs within our network. Following approval, a dedicated representative helps connect your business with financing solutions that best support your project services and customer financing requirements.
Explore the benefits Fund My Contract can bring to your Winston-Salem business through stronger sales consistency, healthier cash flow management, and financing opportunities tailored to your long term business objectives. Reach out today to speak with one of our financing professionals and discover solutions designed to support future operational growth.
Fund My Contract is the fast, easy way to
finance your customers