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HVAC Field Services Financing

As one of the many HVAC contractors in your area, you’ve likely encountered all of the most common barriers to conversion from a wide range of customers. You receive a service call, go out to the customer’s home or business, diagnose the problem and recommend an effective solution. Whether it’s the necessary repair of a single component or an installation of a whole new HVAC system, most customers aren’t prepared to cover the cost of an unexpected heating and cooling system bill.

HVAC contractors in your area
HVAC services the customer

You’ve probably heard all of the objections before. The customer didn’t anticipate it would cost THAT much or the customer has to think about moving forward with the job because he or she can’t afford it right now. Maybe your customer wants to compare prices with the other HVAC companies in the area. Whatever the reason may be, the end result is the same – your business is not performing the HVAC services the customer requires which means your business is not generating any income.

The Fund My Contract Advantage:



One Simple App to access multiple lenders

APR starting 2.99% *

Completely paperless

Up to 15 year terms*

Instant approvals and fast funding

Approvals to LOW FICO SCORES (550 FICO)*

Approvals up to $100,000*

Low Merchant Fee for ALL CREDIT TYPES

*varies by vertical market

Make it Easy and Simple for your HVAC field service company to increase sales and grow revenue.

As one of the many HVAC contractors in your area, you’ve likely encountered all of the most common barriers to conversion from a wide range of customers. You receive a service call, go out to the customer’s home or business, diagnose the problem and recommend an effective solution. Whether it’s the necessary repair of a single component or an installation of a whole new HVAC system, most customers aren’t prepared to cover the cost of an unexpected heating and cooling system bill.

HVAC contractors in your area
HVAC services the customer
You’ve probably heard all of the objections before. The customer didn’t anticipate it would cost THAT much or the customer has to think about moving forward with the job because he or she can’t afford it right now. Maybe your customer wants to compare prices with the other HVAC companies in the area. Whatever the reason may be, the end result is the same – your business is not performing the HVAC services the customer requires which means your business is not generating any income.
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Need more info? Complete the form to access this amazing program!

Start Growing Your Business Today

Provide a few quick details below to get started!

YES, I want Hassle-Free Financing for my customers

Need more information?

Fund My Contract is the fast, easy way to provide HVAC financing options to your customers

This field is hidden when viewing the form
I Authorized FMC to Contact Me(Required)

initial response is to thank you

The fact of the matter is, most customers don’t have the available cash to cover these types of expenses and so their initial response is to thank you for your time, pay the service call fee, and you depart the premises hoping you’ll get a follow-up call from the customer in a couple of weeks, maybe a month or two, asking to schedule an appointment to have you do the work.

That waiting game can be devastating to the future of your HVAC business. If you are waiting for the customer to call, you are waiting to expand your business. The longer you wait, the less likely you’re going to meet your sales projections and your contracting business fails to grow.

Before too long, you may find yourself out of business altogether.

Before too long, you may find yourself out of business altogether.
find yourself out of business altogether

That waiting game can be devastating to the future of your HVAC business. If you are waiting for the customer to call, you are waiting to expand your business. The longer you wait, the less likely you’re going to meet your sales projections and your contracting business fails to grow.

Before too long, you may find yourself out of business altogether.

Why Choose Us

Launched in 2012, Fund My Contract offers more than access to the best lenders and technology platforms; we are a community of merchants and lenders focused on creating shared value. We have over 30 years experience with Point-of-Sale Consumer Financing and will provide free coaching and consultation so you can grow sales quickly and easily. When you work with Fund My Contract, you can offer financing options that allow your customers to access your HVAC services without having to pay for the work in one lump sum.
HVAC financing

Our network of third party lenders can help your business grow faster by working with you to provide customers with HVAC financing options that allow them to pay the bill in low monthly installments that are much easier to manage. Your business gets paid faster, the customer’s HVAC system is repaired faster – it’s a win-win situation for everyone.

Use Fund My Contract For These HVAC Field Service Financing Benefits

Zero Startup Cost– Enrollment is free with no recurring monthly fees.

Increased Approval Rates

Instant Decisions and Rapid Funding

Approvals Down to 600 FICO

Choice of Loan Products

Low Merchant Fees

Maximized Cash Flow

Affordable payments make it easy to overcome objections

Financing Options Give Your Customers More Flexibility

The costs associated with repairing, refurbishing, or replacing any part of a standard HVAC system can become a significant investment of financial resources that many homeowners aren’t prepared to expend. Even if your rates are some of the most competitive in your area, parts and labor on an HVAC job are not easy to fit into their monthly budget.


So even if the weather is unbearable, many are more than willing to live in discomfort for the time being until they can afford the costs. But how long is your business willing to wait and how long do you want to wait before it can grow?


Partnering with a service finance company like Fund My Contract can eliminate these obstacles by giving your customers access to some of the most unique and innovative financing programs in the industry. Low monthly payments, competitive interest rates for qualified borrowers, and extended repayment terms are just some of the benefits you can present to the customer when you submit your estimate on the work that needs to be done.

Installment Loan Solutions to Help Your Business Grow

When your customers have more ways to pay for your HVAC services, they are far more likely to hire your business. The more customers who convert a sale, the quicker your business starts to grow. Financing programs through Fund My Contract can give your business the opportunity for increased growth with installment loan solutions that allows for customers to avoid paying in one lump sum and splitting the bill across low monthly payments instead.


For example, your customer needs a new condenser coil but that part may cost nearly $3,000. That doesn’t factor in labor costs to replace it. When you submit the estimate, that number may scare away the customer.


But with HVAC financing programs through Fund My Contract, you can make the cost of this home improvement project more affordable with choices for how to pay at the time of the transaction. When the customer has options, that helps your business grow because you get paid faster.

When the customer wants to participate in one of the financing programs you offer, he or she may want one with low payments or a plan that comes with favorable consumer interest rates. Whichever one the customer selects, he or she will fill out an application by providing some basic personal and financial information along with the amount needed to cover the costs of the project.

Fund My Contract offers access to lenders who consider more than just credit approval for extending financing to a customer. There are other criteria involved and the customer can find out when he or she is approved for the financing in a relatively short period of time.

financial information
closed-loop financing

Once the funds are transferred and ready for use, your business performs the HVAC services needed and, when the bill for the work is due, those funds go right to your business. The customer is covering the cost on a monthly plan, but your HVAC company generates that revenue upon completion of the work.


In the event the customer ultimately decides not to move forward with the replacement of the coil, that money may not be used with any other service provider or retailer. Our financing plans come with closed-loop financing which means the money being financed can only be used to hire your business, not someone else’s.

Improve Customer Satisfaction

Give your customers what they want and they will remember it. They will also tell others about their experience with your business, good or bad. When you can give your customers the ability to get the important HVAC work they need and pay for it with helpful HVAC financing options that your business provides, these will do wonders for increasing customer satisfaction. New customers become repeat customers and their glowing reviews and five-star ratings on your website or third party consumer platforms will attract more business as prospective customers seeking out your services will find these reviews, read them, and reach out to schedule a service call.

Reach Out to Fund My Contract Today

Low monthly payments, fast credit decisions, and increased customer satisfaction. All of these are within reach for your business with HVAC financing options through Fund My Contract. Why not get started today by speaking with one of our financing experts and learning the complete details on the who, what, where, and how of HVAC financing plans with our network of third party lenders, ready to give you the tools you need to make it easier for your customers to hire your business.


Generate more revenue, increase your company’s cash flow, schedule more jobs, and succeed in a competitive marketplace that is getting harder to navigate each and every day. Give Fund My Contract a call, book a consultation and get ready to thrive instead of merely surviving in your service region.

Site-Logo

Need more info? Complete the form to access this amazing program!

Start Growing Your Business Today

Provide a few quick details below to get started!

YES, I want Hassle-Free Financing for my customers

Need more information?

Fund My Contract is the fast, easy way to provide HVAC financing options to your customers

This field is hidden when viewing the form
I Authorized FMC to Contact Me(Required)

initial response is to thank you

The fact of the matter is, most customers don’t have the available cash to cover these types of expenses and so their initial response is to thank you for your time, pay the service call fee, and you depart the premises hoping you’ll get a follow-up call from the customer in a couple of weeks, maybe a month or two, asking to schedule an appointment to have you do the work.


That waiting game can be devastating to the future of your HVAC business. If you are waiting for the customer to call, you are waiting to expand your business. The longer you wait, the less likely you’re going to meet your sales projections and your contracting business fails to grow.

Before too long, you may find yourself out of business altogether.

But when you work with Fund My Contract, you can offer financing options that allow your customers to access your HVAC services without having to pay for the work in one lump sum.

With Fund My Contract, our network of third party lenders can help your business grow faster by working with you to provide customers with HVAC financing options that allow them to pay the bill in low monthly installments that are much easier to manage. Your business gets paid faster, the customer’s HVAC system is repaired faster – it’s a win-win situation for everyone

find yourself out of business altogether

Installment Loan Solutions to Help Your Business Grow

When your customers have more ways to pay for your HVAC services, they are far more likely to hire your business. The more customers who convert a sale, the quicker your business starts to grow. Financing programs through Fund My Contract can give your business the opportunity for increased growth with installment loan solutions that allows for customers to avoid paying in one lump sum and splitting the bill across low monthly payments instead.


For example, your customer needs a new condenser coil but that part may cost nearly $3,000. That doesn’t factor in labor costs to replace it. When you submit the estimate, that number may scare away the customer.


But with HVAC financing programs through Fund My Contract, you can make the cost of this home improvement project more affordable with choices for how to pay at the time of the transaction. When the customer has options, that helps your business grow because you get paid faster.

When the customer wants to participate in one of the financing programs you offer, he or she may want one with low payments or a plan that comes with favorable consumer interest rates. Whichever one the customer selects, he or she will fill out an application by providing some basic personal and financial information along with the amount needed to cover the costs of the project.

Fund My Contract offers access to lenders who consider more than just credit approval for extending financing to a customer. There are other criteria involved and the customer can find out when he or she is approved for the financing in a relatively short period of time.

financial information
closed-loop financing

Once the funds are transferred and ready for use, your business performs the HVAC services needed and, when the bill for the work is due, those funds go right to your business. The customer is covering the cost on a monthly plan, but your HVAC company generates that revenue upon completion of the work.


In the event the customer ultimately decides not to move forward with the replacement of the coil, that money may not be used with any other service provider or retailer. Our financing plans come with closed-loop financing which means the money being financed can only be used to hire your business, not someone else’s.

Improve Customer Satisfaction

Give your customers what they want and they will remember it. They will also tell others about their experience with your business, good or bad. When you can give your customers the ability to get the important HVAC work they need and pay for it with helpful HVAC financing options that your business provides, these will do wonders for increasing customer satisfaction. New customers become repeat customers and their glowing reviews and five-star ratings on your website or third party consumer platforms will attract more business as prospective customers seeking out your services will find these reviews, read them, and reach out to schedule a service call.

Reach Out to Fund My Contract Today

Low monthly payments, fast credit decisions, and increased customer satisfaction. All of these are within reach for your business with HVAC financing options through Fund My Contract. Why not get started today by speaking with one of our financing experts and learning the complete details on the who, what, where, and how of HVAC financing plans with our network of third party lenders, ready to give you the tools you need to make it easier for your customers to hire your business.


Generate more revenue, increase your company’s cash flow, schedule more jobs, and succeed in a competitive marketplace that is getting harder to navigate each and every day. Give Fund My Contract a call, book a consultation and get ready to thrive instead of merely surviving in your service region.