Faster Application Process

and Easier Approvals

Home Service Financing

When you offer financing to homeowners, you are putting your home improvement contracting business in a better position to succeed in a highly competitive marketplace. Home improvement financing solutions through Fund My Contract can help you close more jobs, expand your customer base, improve cash flow, and generate more revenue to grow your business faster!
financing to homeowners
financing solutions
Your customers want to save money any way they can but they also want to be sure they’re getting high-quality work from a reputable service provider. Most homeowners have big ideas but without the cash on hand to realize those dreams and that can put your business in a bind as you wait to get hired.

The Fund My Contract Advantage:

One Simple App to access multiple lenders

APR starting 2.99% *

Completely paperless

Up to 15 year terms*

Instant approvals and fast funding

Approvals to LOW FICO SCORES (550 FICO)*

Approvals up to $100,000*

Low Merchant Fee for ALL CREDIT TYPES

*varies by vertical market


Make it Easy and Simple for your field service company to increase sales and grow revenue.

Why Choose Us

Launched in 2012, Fund My Contract offers more than access to the best lenders and technology platforms; we are a community of merchants and lenders focused on creating shared value. We have over 30 years experience with Point-of-Sale Consumer Financing and will provide free coaching and consultation so you can grow sales quickly and easily. Provide financing solutions that make your products and services more affordable to the customers who need them most. You’re not only securing the long-term future of your business, but you’re increasing customer satisfaction which can turn new and potential customers into loyal, repeat customers who will recommend your services to others.

Use Fund My Contract For These Services And More

  • Handyman Services
  • Roofers and Roofing Repair
  • Landscaping Services
  • HVAC Repair and Installation
  • Plumbing Services
  • Window Removal and Installation
  • Electrical Repair and Installation
  • Home Cleaning Services
  • Home Improvement Services
  • Concrete and Drywall Services

Fund My Contract Field Service Company Benefits

Zero Startup Cost– Enrollment is free with no recurring monthly fees.

Increased Approval Rates

Instant Decisions and Rapid Funding

Approvals Down to 600 FICO

Choice of Loan Products

Low Merchant Fees

Maximized Cash Flow

Affordable payments make it easy to overcome objections

The Most Innovative Financing Options in the Home Improvement Industry

Home improvement financing through Fund My Contract gives your business the advantage to succeed and thrive as your customers can choose from financing options that cater to their specific needs. You know your customers, so you are best-equipped to understand how to reduce the barriers to conversion when it comes to cost. Working with a finance company like Fund My Contract puts you in the driver’s seat when it comes to developing the most advantageous financing programs that will make it easier for your customers to proceed with the work they need performed.



Our network of third-party lenders work alongside you to build out a variety of financing programs that meet your customers expectations. Each financing program strives to create a more beneficial alternative to paying for the work in one lump sum.

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Installment Loan Solutions

The financing options you offer to your customers should make the costs affordable and easy to manage. Most homeowners who want to mount a home improvement project don’t have the cash available to cover the costs upfront, so they are forced to delay the work until a later date that may or may not ever come. The customer waits until he or she has the funds available to pay for the work, which means that your business is waiting to grow.

Why wait? Give your customers and your business what they need now. Financing plans that allow your customers to hire your services and pay for the work over a series of low monthly payments. This way, the cost of the project is more easily affordable to fit in with any customer’s monthly budget.

Installment Loan Solutions
Favorable Consumer

Favorable Consumer Interest Rates

Your customers want choices. They also want to know they’re getting the best deal on the home improvement work they want. But when your customers have limited options to cover the costs of the home improvement project they have in mind, they are often forced to pay more for the work due to high rates and fees that come with credit cards, bank loans, credit unions, or dipping into their savings accounts.


You have earned the trust of your customers because you present the most effective and cost-efficient solutions to their home improvement repair and replacement challenges. When you present your customers with financing plans through Fund My Contract, you continue to earn that trust as you are giving your clientele access to financing options that come with favorable consumer interest rates that are often lower and more competitive to the significantly higher APR on a credit card purchase and the litany of fees that come with home loans or personal loans from a bank or credit union.

Our network of third-party lenders offer financing plans that feature a low interest rate available to qualified borrowers. You can choose to provide financing programs that come with promotional interest rates that are only available for a limited time. These offers tend to prompt the customer to act faster in making a beneficial decision to participate in the program, enabling them to hire your services and put more revenue into your business.
network of third-party lenders
Extended Repayment Terms

Extended Repayment Terms

Another benefit that customers enjoy with financing programs through our third-party lender network is the flexibility with reimbursement. You work with your chosen lender to build the financing solutions that fit your customers and, sometimes, customers need more time to reimburse the financing they’ve received to hire your services.

Incorporating a financing option that offers flexible repayment terms is another way to put your customers at ease when they are looking to hire contractors. Sure, your rates are extremely fair, the quality of your work is second to none, and the financing programs you provide help make the work more affordable. But low monthly payments and favorable consumer interest rates aren’t always enough to seal the deal. Flexibility is an important component for getting the best deal on a home improvement job because it gives the customer peace of mind. They also tend to spend more knowing they have more time to pay for the work.

Why Partner with a Service Finance Company like Fund My Contract

Contractors who want to offer financing will often turn to a third-party provider like Fund My Contract instead of servicing the financing programs themselves as the primary lender because financing options are supposed to alleviate many of the concerns that contractors typically face when they want to build and grow their businesses.

If you are offering the financing yourself, you’re on the hook for the funding that you extend to the customer and that means you’re the one collecting payments for reimbursement. Many contractors are already burdened with chasing down late payments and unpaid invoices from customers who don’t pay on time. Why assume this burden upfront when you don’t have to? You can partner with a service finance company like Fund My Contract and our third-party lender network who will service the financing agreements from application to funding.

All you have to do is continue growing your business by providing exceptional service and satisfying your customers. When a customer applies for one of your financing programs, the lender through which the program is offered handles the application process and finances the applicant upon approval. When your business performs the work and completes the job, you get paid upfront, in full. The customer makes his or her payments directly to the lender. Your involvement in the financing agreement comes to an end once the work is finished and you’ve been paid.

Contact Fund My Contract Today

See how a home service finance company like Fund My Contract can help your business meet its sales projections, increase cash flow, and expand on your timetable, no one else’s.

Give us a call today and speak with one of our financing experts to discover all of the ways we can help you succeed.